Know the Facts About Where Information is Obtained for Your Background Report

Before you get too upset with USAFact regarding the information on your background report, consider the source. The source for the information that is. It is the responsibility of USAFact to immediately investigate all disputes of any information contained on our background reports. However, understand that USAFact processes background reports for a “one-time” use only and the information we procure is from sources that are accessible by several entities who use this information to learn more about you as an individual. We will notify the source that you are disputing the information they have, however, it is always our recommendation that you contact that source also to ensure they correct the information on their end. USAFact can modify your background report for our client but we cannot ensure that Information Sources that keep data on you as a consumer do the same. In the case of any dispute of information you may have, USAFact will be happy to reveal the source to you to help you get the information corrected if it is necessary to do so.

USAFact provides our clients with access to Credit Bureaus, State DMV databases, and other such necessary public record sources that maintain files on consumers. In addition, USAFact receives information from our clients to verify the validity of the information supplied by you. USAFact also provides our clients access to criminal conviction histories available as public record and falling within the reporting limits established by the Fair Credit Reporting Act and State Civil Codes.

USAFact ensures that reasonable Quality Assurance measures are put into effect to assure the highest possible accuracy of the information contained in a background report. USAFact maintains standard operating procedures to confirm to the greatest possible extent, that the reported public record information is complete and current. All data will be secured with both physical and software-based security, including encryption of files; and all transmissions of data via the Internet will be secured with 128-bit SSL encryption.

USAFact utilizes the following sources to obtain the information necessary to assemble Background Screening reports for our clients under the permissible purpose of pre-employment, contracting, tenancy, and loan origination. USAFact will accept the responsibility of the remedy for all disputes on reports produced by our clients, but we strongly suggest that you make the effort to correct the source of the information whether it be at the County Courthouse, with the Credit Bureau, or a discrepancy in your DMV. It will be our pleasure to assist you in this endeavor.